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Showing posts from 2022

More than half of the population is uninsured

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  I believe there should be 3 categories, which are insured, under-insured, and uninsured.

Do I customised my resume?

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It does not matter whether you are in which stages of your career, fresh graduates, young executives or senior executives because, at some point in time, you might need to prepare a resume. Over the past 18 years, I experienced a few strategic career changes and I am going to share my experiences with you. 1. With or without a resume. What are the differences? First of all, some of the job applications do not require you to submit a resume, for example, Google or Facebook.  It is optional to submit a Cover Letter and a Resume for certain companies. You have required to fill up the form online and I assume someone will do a data collection and filter the right candidates for the next stage. The difference with or without a resume is that you can customise your resume as a marketing advertisement about yourself. It does not mean if you have a resume uploaded will 100% guarantee you an interview, but, when it does play an important role when you are selected and the interviewer needs a qu

Mahasiswa perlu bijak urus kewangan

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  Bukan sahaja mahasiswa perlu bijak, tapi semua warga pun harus bijak supaya kita boleh pandai mengurus wang kita. Adakah anda bersetuju?

面粉和纺织品涨价

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  我已经无语了。你们有什么心事和我分享吗?

Retirement is a natural problem and will only become more serious

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Although KWSP post another great year result in 2021, with all the withdrawal from all the i-series initiatives to support Malaysia's economy during the past 2 years' pandemic situation, can Malaysian manage to recover the gap?    

雇主无力增加EPF缴纳率

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 老板们,您们还撑得住吗? 我们就来顶不住了。

3 Tips Sound Recording & Sound Testing for Behringer C1 and Audio Technica ATR2500x Condenser Microphone

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Sound quality is one of the important factors in video creation or content creation. I am not an expert but I am trying my best to learn and record good sound in my video. I did purchase a few types of microphones to test them in different environments and different machines.  As you can see that in order to record a good sound quality, there are basically 3 main factors that we need to focus on. 1. Input Basically is your microphone and the recording device. You can use an external microphone and plug it into your desktop/laptop/audio interface/smartphone to do the recording. Thus, if you use a cheap microphone and plug it into a high-end audio interface, I don't think it will work and vice versa. Especially when we use USB powered microphone or wireless microphone with a 2.4 GHz frequency, we might get some electronic buzz recorded. This can be easily solved with money. As long as you have the budget, you can find a value for money microphone that suits your needs. 2. Environment

A Weighty Problem

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  Is it a natural problem (a problem that can not be solved) or we can do something about it such as eating enough rather than overeating?

Jumlah pesakit buah pinggan meningkat

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  Pada zaman abad ke-21, mengapa kita masih lagi mengalami masalah kesihatan? Ada insurans kad perubatan merupakan salah satu penyelesaian atau satu beban kewangan kita?

Secrets of Self-Made Millionaires by Adam Khoo

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This is a very interesting book by Adam Khoo published in 2009. Today is 2022. After 12 years (one economic cycle), the principle of financial management did not change. Only the methods changed according to the social-economic development. In actual fact, Adam Khoo use this method 12 years ago and it still holds up. He talked about making multiple streams of income and he talk about the internet and digital economy. He leverages the internet to scale up his capability to make more money. If you are interested in the book, you can purchase it from me at an extremely low price or you can buy it from any online bookstore. I will share with you the link at the end. Here are a few key takeaways from me and I would like to share them with you. Takeaway 1: Money is a game, do you know the rules to achieve your financial goal? We all want more money. But what does money really means? What are the rules? Invest like crazy? Or Save like crazy? Takeaway 2: Delay gratification is an urban legend

Dividen Simpan SSPN 3%

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Dividen Simpan SSPN 3%. Pada zaman sekarang, di mana lagi boleh dapat pulangan pelaburan setinggi 3 peratus? Hebat SSPN!

Preparing for the golden years

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Are we ready? (I think we asked this question more than a few times) #jarodpost #retirement #financialplanning --- I like to read the newspaper and keep the newspaper cutting for keeping. If you like my sharing, please follow, like and share! My target is to reach 1,000 friends and followers.

Lead Generation Before and After Social Media Era

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If I want to pick a year to start this topic, I think the year 2005 is just a nice number. Most of the social media platform that survives until the today year 2022 was established around the year 2005. However, the internet was born 20 years before social media. In my country, I remember in the year 2005 I was still using 56k dial-up modem to access the internet and the most used social chat application was ICQ or MSN Messenger. Let's start with the time before social media and people go online because of browsing the internet. If you remember that was the era where dot.com bubble burst too. Everything is so virtual and so unreal. The way to harness or generate leads is through email collection. That was the era of email marketing. Once the person collected the email addresses, then the person can start to start sending emails & newsletters to the potential customers. In my opinion, the 1st version of social media marketing was actually blogging. There are a group of people wh

国人忧财务规划

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还是老话一句,你不理财,财不理你。别怕!一定有办法的。你认同吗?

RM25k for a maid

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RM25k for a maid. That is an amount that is almost equal to a downpayment to buy a house, condo, apartment, or some high-end car WITHOUT any credit facility. It means you are paying in hard cold cash! It is too much to ask for a middle man?

Government Deals With High Chicken Prices

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  Do you want to let the government control your financial matters or do you want to control the plan? #jarodpost #financialplanning #newspapercutting

A resume is a masterpiece of yourself

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Maybe you are like me or maybe you are not, but I am sure the majority of us will work as an employee at the beginning of our careers. I started my career as a factory worker peeling Orion skin. For that particular job, I do not need to submit my resume and furthermore, I was only 15 years old. I successfully being employed as a Training Executive and that resume was as plain as a piece of A4 papers. Fast forward, I am still working as an employee for the past 18 years and I enriched my career experiences with a few major multinational companies.  Even though I was headhunted for most of the career opportunities, I will put effort to update and customized my resume for the Hiring Manager. As I mentioned in the title, a resume is a masterpiece of myself and I need to customise it to impress the Hiring Manager that I am the right fit for the job and the company culture. Since the pandemic strike us more than 2 years ago, some of us are blessed because we are still able to put food on the

Obesity is a problem in schools

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In my opinion, children are not supposed to be obese... maybe I am wrong to think in such a way?  

从10仙开始年存逾万

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从10仙开始年存逾万。储蓄是开始容易坚持难。到时总是有些事情需要救急。你们是先储蓄后花钱,还是先花钱后储蓄?

Increase your engagement rate using #throwback or Memories

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If you facing a low engagement rate on your social media account, you need to finish reading this. Once upon a time, when we have social media and people just start posting everything. From short text Twitter to check-in location Foursquare. Then come Facebook with photos, video, text, poll, everything. Finally, Instagram. It become quiet for a while when Snapchat came with many colour filters and finally is TikTok. Sooner or later, the platform (user) will run out of content to post and the next step is "To Share". But that does not create extra engagement to your own content. The solution is to use #throwback The origin of #throwback is actually #ThrowbackThursday which in the short form now #tbt You can read more about it on  VOX . When you are running on a tight schedule (for your personal life) but you still want to constantly post on your social media account to gain followers and engagement rate, one of the free and smart ways is to use throwback and the Memories from

Do you really need Cloud Storage vs Local Storage or Hybrid Storage?

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Well, you took videos, photos, never clear WhatsApp messages for the past...1 year? Your smartphone is running out of storage because there are thousands of photos and videos. There are a few solutions for you. No. 1 is that you upgrade to higher storage smartphone. At the moment, iPhone does offer 1TB storage and Samsung also offer the highest 512GB of internal storage too. All the best if you still have any kidneys left to sell.  No. 2 is to purchase cloud storage. iCloud from Apple does offer 50GB, 500GB and 2TB. But still, you need to make sure you still have enough storage on the cloud and in your smartphone. 50GB cloud storage including all your mobile application data. If you have 5GB of WhatsApp message history, then it will reduce your cloud storage.  No. 3 is alternative local storage or hybrid storage. You can purchase local storage and plug it into your home wifi network. With a few simple configurations, you can create your own "backup" solution and backup everyt

How to start create content?

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A Content creator is one of the hot jobs or most wanted careers for the new generation. When compared to my time, the most common career when asked by the teacher is doctor, lawyer, teacher, businessman. Here is a simple 3 steps to start your content creation journey. 1. Find out what is your interest a.k.a hobby a.k.a passion? Content creation is one of the extreme brain drain processes (for me). If you do not have any obvious interest, hobby or passion; this will be even more difficult. Creativity juice flows the best when we are in a relaxed and happy mood. By forcing it, it will not work so well. Just do what you like to do and be happy about it (and earn some passive income) 2. Find the same people on social media platforms whether is on Facebook, Instagram, YoutTube or even the latest and greatest TikTok and observe their best practice. Luckily, there are pioneers in this area. We do not need to re-invent the wheel and start again. Content creation format is something that will c

Ugreen X6 ANC Wireless Bud - Affordable and good earphone

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Thanks to Apple removing the 3.5mm headphone jack on the smartphone, iPhone 7 plus and above, most of the smartphones do not have a built-in 3.5mm jack anymore. Fro that domino effect, there is a surge of wireless earphone demand and supply in the market. In actual fact, those companies that are not originally earphone suppliers did put a foot into this market and start producing accessories around the smartphones. One of the companies is Ugreen.  I bought a Ugreen X6 ANC Wireless Bud below market price and test out for review. At the moment I am preparing this content, I have been using it for months and I am pretty happy with it in terms of the price point, battery life and sound quality. Please watch this video to know more. If you like the content that I am creating, please remember to follow, subscribe or like my channel and I look forward to see you soon.

I passed my Registered Financial Planner examination

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It was 1 year ago while we are still lockdown at home due to Covid 19 pandemic and I decided to complete my journey as a financial planner. I would like to provide you with some background that Registered Financial Planner is not equal to Certified Financial Planner. Certified Financial Planner is from Financial Planning Association Malaysia (FPAM) and this is the link to explain to you the path to become a Certified Financial Planner ( Link ) However, Registered Financial Planner is from Malaysian Financial Planning Council (MFPC) and this is the link to explain to you the path to become a Certified Financial Planner ( Link ) Both certifications will go through the same modules and I have no comment on the content until I personally go through it. If you have any experiences for both certifications, please do share with me your experiences. I passed Module 1 and Module 2 when I was a trainer many years ago. I am also certified as Trainer for Module 1 and Module 2. That was the time wh

Samsung A72 good enough as my main phone for 4 months

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Samsung Galaxy A72 is a successor for Samsung Galaxy A71 that launched in March 2021! This is a less than 1-year-old smartphone! At the time I am writing this post, Samsung did launch an upgraded version of it, Samsung Galaxy A72 5G a few months later with a faster processor. It is an upgrade from 720G to 750G and other marginal hardware upgrades. I did create a video regarding my user experiences with Samsung Galaxy A52  here . Overall, this series of upgrades from A51 to A52 and A71 to A72 did attract positive feedback on the overall upgrade.  Let's do a quick outlook review. The Samsung Galaxy A72 is using a matte type feeling of plastic compared to the previous version of the  Samsung Galaxy A71 using a glossy shiny case. Therefore, it is no longer a fingerprint magnet if you use it without a phone casing. However, the new matte type finishing gives you a "cheap" feeling on this mid-range smartphone.  The camera is upgraded. The main sensor is now with OIS. Samsung al

建材起20pc屋价涨10pc

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  当万物起价,尤其是衣食住行,老百姓的钱包逐渐的缩小。我想请问个位有什么理财tips吗? -------------------------------------- I like to read the newspaper and keep the newspaper cutting for keeping. If you like my sharing, please follow, like and share! My target is to reach 1,000 friends and followers. 我要阅报习惯而且喜欢剪报收藏。如果您喜欢我的分享,记得高抬贵手follow,点赞,或分享噢!我希望可以拥有1,000位朋友追随。 Facebook Page - www.facebook.com/jarodleeblog Instagram - www.instagram.com/jarodleeblog LinkedIN - www.linkedin.com/in/jarodlkp Pinterest - www.pinterest.com/jarodleeblog Twitter - www.twitter.com/jarodleeblog Blogger - www.jarodlee.com YouTube - https://www.youtube.com/jarodleeblog -------------------------------------- Credit & Copyright 星洲日报 - https://www.sinchew.com.my/ The Stars - https://www.thestar.com.my/

Raising the retirement age, again?

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3 factors to consider before you buy a new smartphone

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We are living in the year 2021 and it is an exciting and confusing time when you want to buy a smartphone. There are a few major brands and offering specific models to different market segments. Based on my understanding, I prepare a simple table for reference.  When you are going to buy a new smartphone either is an upgrade or just a new smartphone, here are some factors that you need to consider before you hand over your hard-earned money. 1. Main purposes In order to make it easier for you, I would like to ask, do you use it for communication, gaming or photo shooting?  If you choose communication, then most of the mid-range smartphones will be able to provide you with decent communication tools with even long-lasting battery life. If you choose to game, then my recommendation will be at least Mid-High range and above. If you choose photography, then any model better from mid-range and above will able to take a good photo or video, unless a specific model i.e Oppo Reno series or Viv

糖尿病患18岁以上占20pc

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 -------------------------------------- I like to read the newspaper and keep the newspaper cutting for keeping. If you like my sharing, please follow, like and share! My target is to reach 1,000 friends and followers. 我要阅报习惯而且喜欢剪报收藏。如果您喜欢我的分享,记得高抬贵手follow,点赞,或分享噢!我希望可以拥有1,000位朋友追随。 Facebook Page - www.facebook.com/jarodleeblog Instagram - www.instagram.com/jarodleeblog LinkedIN - www.linkedin.com/in/jarodlkp Pinterest - www.pinterest.com/jarodleeblog Twitter - www.twitter.com/jarodleeblog Blogger - www.jarodlee.com YouTube - https://www.youtube.com/jarodleeblog -------------------------------------- Credit & Copyright 星洲日报 - https://www.sinchew.com.my/ The Stars - https://www.thestar.com.my/

Xiaomi 10t Pro - Why?

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I am searching for a smartphone that can take good pictures, videos and is fast enough to play Mobile Legend Bang Bang and last but not least, a long-lasting battery and not like dropping 1% every minute situation. I was using Xiaomi as a backup phone all the time. When I quit iPhone, I tried Huawei (Honor), then Samsung, Vivo, Oppo and finally made 1 big trip back to Xiaomi.  Why do I want to give it a try again on Xiaomi? It is because of the price point. After going one round cycle searching for various brands, I have to admit, Xiaomi still offers the lowest price for the highest possible hardware specification. I did try Xiaomi smartphones with Snapdragon 7 series such as Redmi Note 10 Pro and Mi 11 Lite and in fact, I did try Mi 10T with Snapdragon 865. But, I want to really focus on the camera specs and finally, I found Mi 10T Pro with 108 Megapixels. With the new OS MIUI 12.5 whereby Xiaomi promise to fix tons of the bugs and UI, I take another leap of faith.  From a software pe