Financial Planning only for the rich?

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I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. When you receive an income, pay yourself first. What does this mean? It means paying yourself first as a saving for the future or a sum of money you set aside for a purpose, such as savings, buying a toy, buying something, a holiday, etc. We do have to remember one of the reasons we work is to enjoy life. You will develop such a habit and high discipline as time goes by. Today, I meet a person who save a small of money for years so that he can buy a Microsoft Surface Pro 7 for his wife. It struck me when he hand me a stack of hard cold cash. I told him that I received his payment with a heavy heart. I can feel the sincerity and the high self-discipline over the years that he save enough money to buy this item. I wish him the best

Increase your engagement rate using #throwback or Memories

If you facing a low engagement rate on your social media account, you need to finish reading this.

Once upon a time, when we have social media and people just start posting everything. From short text Twitter to check-in location Foursquare. Then come Facebook with photos, video, text, poll, everything. Finally, Instagram. It become quiet for a while when Snapchat came with many colour filters and finally is TikTok.

Sooner or later, the platform (user) will run out of content to post and the next step is "To Share". But that does not create extra engagement to your own content. The solution is to use #throwback

The origin of #throwback is actually #ThrowbackThursday which in the short form now #tbt

You can read more about it on VOX. When you are running on a tight schedule (for your personal life) but you still want to constantly post on your social media account to gain followers and engagement rate, one of the free and smart ways is to use throwback and the Memories from Facebook.

Unless that old Memories post of yours have 0 engagement, otherwise, I believe any Memories is a good memory because in general people do like the good old days.

So, this is a simple trick and tip on social media marketing. Hope you like it!

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