Showing posts from February, 2023

What Bill Gates knew 24 years ago that revolutionize your business today

Introduction: As a working professional, you're likely always looking for ways to stay ahead of the curve in today's rapidly-changing marketplace. I am going to share with you my notes after I read the book Business @ The Speed of Thoughts by Bill Gates. This book is all about how technology is transforming business and offers some valuable insights that I think you'll find useful. Photo by Dan Cristian Pădureț: Section 1: The Digital Nervous System One of the key concepts in the book is the digital nervous system, which is all about connecting a company's information, processes, and people to make it more efficient, effective, and agile. This means that the company's operations can work together seamlessly, regardless of location or department. Think about it like the human nervous system. It coordinates all of our bodily functions and helps us respond to environmental changes. In the same way, a d

Financial Planning: Not Just for the Rich

Everyone needs a financial plan, regardless of their income or net worth. Many people believe that financial planning is only for the wealthy, but this simply isn't true. Financial planning is essential for people of all income levels and backgrounds, as it helps to ensure that your money is working for you and your future. I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. Pay yourself first! Meet Ali (not a real name), a husband of a newborn baby working as a teacher in secondary school. He wants to buy a new laptop which is lightweight for her wife to use in teaching. She is also a teacher in the same secondary school.  Ali started practising financial planning by creating a budget, reducing his debt, and setting aside money for emergencies. He learned about the importance

Parents hit hard by rising costs

If 1 child is equal to RM500 per month, is this sufficient? What if you have more than 1 child? What if you need to send your child(ren) to daycare, international school, tuition, etc.