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Showing posts from 2021

More than 3 ways to use your smartphone as webcam

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Webcam, from a very non-essential hardware feature in laptops, has become one of the critical features during Work From Home in the years 2020 and 2021. Hopefully, this will not continue in 2022, but nevertheless, the corporates are talking about a hybrid working model and seem like Work From Home has become permanent. Whether you are using it for meetings, conducting live streaming and vlogging, let me share my experiences with you with my experiences on setting up your smartphone as a webcam. Basically, there are few ways to show your handsome or pretty face. They are: 1. Using a webcam and plug it into your computer directly. 2. Using a smartphone or digital camera and plug it into your computer + connect using a software 3. Connect your webcam, smartphone or digital camera using software to enhance the effect. I tested 2 software, which is DroidCam X and Xsplit Vcam. You can download DroidCam X from here  and you can download Xsplit Vcam here .  If you want to know more about the i

OMG! Increases your productivity with Samsung Dex in your Windows 10

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I always wondering, do we work using our desktop/laptop or do we work using our smartphone? I am not sure about you, but I prefer to work with my desktop/laptop with a bigger display and more effective and efficient input devices, which are the keyboard and the mouse. Unless you are Apple Ecosystem, with an iPhone, iPad and Macs, otherwise, your productivity is pretty messed up by switching between devices with different operating systems. I want to clarify that I am not saying that if you use Apple's product, your productivity is better off. I am just saying that using multiple systems is definitely more complicated. When Samsung Dex was introduced in the year 2017 together with the Samsung S8 series, you need to purchase separate accessories, Samsung Dex Dock. The software is being enhanced from time to time. For example, you can directly connect to a monitor and used Samsung Note 9 as a "mousepad". Fast forward, now, you can connect your smartphone (so far I tested onl

S20 FE 4G with Snapdragon 865 Review

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Yo! Suprise! Samsung Malaysia refreshes the Samsung Galaxy S20 FE LTE version with a Snapdragon 865 processor. When this smartphone was launch in Oct 2020 and reported here for the price RM2,699. At that time, the LTE version is powered by Exynos 990. I am not sure of any particular reason that Samsung refreshes this version with Snapdragon 865, but it is good news for me that I don't really favour the Exynos processor. Basically, there is no change in the rest of the hardware perspective and I am excited to share my user experiences with you on this unit. Let's have a quick open box and hardware review. It has a charger, cable and the unit itself. The hardware specification is 8GB RAM and 128GB UFS 2.1 storage (I am very disappointed). The rear camera set up a 12-megapixel main sensor with f1.8 and Dual Pixel binding and OIS.  8-megapixel for telephoto lens and 12-megapixel for the ultrawide lens.   Here are some sample shots on my Instagram profile. Performance-wise, I don

Do you buy normal keyboard or gaming keyboard?

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The keyboard is equally or more important than a writing pen. I never heard of a writer who will suffer from any kind of illness due to long hours of writing with a pen. But, we always heard that someone does have a stiff neck, shoulder pen, twisted wrist, back pain all the newly discover illnesses due to long hours of using the keyboard. I used to be loyal to Logitech (and I still using Logitech MX 2s mouse) on keyboard, mouse, headset and others accessories. But I slowly change to other brands due to my affordability and mainly because of my interest to experiences new 3C consumers products (my personal excuses) Today, I want to share with you my experiences with the keyboard only. Like you, I work with a personal computer and we need to type every day and every time. I am fortunate that I am exposed to proper typing skills will 10 fingers in my childhood with a typewriter! My typing speed according to Ratatype is 65 wpm. I have a few keyboards with me at this moment and I am going

How long it takes for Content Creator to grow their channel?

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Basically, you can search for tons of videos on YouTube and those YouTubers will tell you their journey and advice to build your channel. But, my content here is more general and I did not talk about any specific platform like YouTube. I just want to share my thought on my opinion that as a Content Creator, how long it takes to grow the channel to let said 1,000 subscribers and 4,000 hours video watched. For discussion's sake, let's take YouTube as a benchmark, and their monetization qualification is mentioned above. 4,000 hours is equal to 240,000 minutes. Just assuming you made a video that is 5 minutes long, you need to watch it 48,000 times to complete this requirement. Let me make it more simple which is you need to watch the video for 166.67 days! That is with the assumption you have 1 subscriber and the person watches the video every day for 24 hours for the next 166 days. Ok. I am lost here because the calculation will become more complicated when you factor in the grow

User experiences is a common sense with a heart

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Recently, I have been slightly interested in product packaging. Yes, the box, the wrapping, the visual design and everything in a product packaging. Maybe due to the fact that I watch hours of open-box videos that contribute to my sharp eyes on product packaging. Or maybe because of the fact that after I watch this video from DoDoMen and I am overwhelmed by the fact that there are so much information and hard work behind one product packaging. Well, when I was doing my weekly grocery shopping and this product shelf management just caught my attention. I can talk about this picture from 3 different perspectives. First, if you are a consumer and wanted to buy pancakes or waffles, which product really catch your eyeball [literally translate from mandarin]? Obviously is the brand Creapan, right? Why? Because the products are arranged horizon according to your reading habit, which is from left to right. Even the top side of the box is printed with such a big word - PANCAKES.  Whereby for t

Who need to buy Personal Accident Insurance? Not me!

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It does not matter who you are, I believe that if the situation permits, everyone should have an insurance plan. Today I am going to share with you personal accident insurance. In simple words, Personal Accident Insurance is insurance that provides a benefit when the person meets an accident. There are many types of personal accident insurance in the market, some are general i.e car accidents and public transportation accidents. But some are specific i.e sports accidents, extreme sports accidents and special occupation accidents. You may be wondering the differences between normal life insurance that provides benefits compare to personal accident insurance that also provides benefits. The answer is in the word - Accident. If you want to know the products in detail, please leave your comment and I will get back to you. This post is actually regarding buying personal accident insurance in Malaysia. I will share with you the companies in Malaysia that have the flexibility for us to purcha

Increasing your customer Life Time Value by creating additional value

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 I love to take this as an example. This concept attracted me in many ways and let me share with you my thoughts.  First, it is nothing new to buy a bed (and bedframe) and pay an instalment because we have a bundle of credit cards and also zero interest instalment facilities offer by the seller. But the interesting part comes (I must really salute the marketing team), when a customer purchased a bed (and bedframe), there are few possible outcomes; a. Never clean the bed (of course still changed the bedsheet and pillowcase) b. Occasionally clean it via door-to-door services or take out the super-advanced and complicated vacuum from the storeroom to clean it c. Clean it regularly Obviously Cuckoo targeted all the customers who intend to buy a bed whether you are category A, B, or C. It is about convenience and peace of mind. by paying extra a bit (you never know how much because it is already bundled together in the instalment), you get the cleaning expert to clean up your bed from time

Samsung Galaxy A71 Review in 2021

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I found another mid-range good performance smartphone in Carousell again. Please allow me to do a quick introduction to this smartphone. Samsung Galaxy A71 was launch in early 2020. At the beginning of the global pandemic strike, this smartphone will be just in time for the mid-range segment (Samsung price is never mid-range compare to Xiaomi). Consumers can purchase this phone as an alternative replacement to any other mobile device i.e tablet or even a laptop. This is because this smartphone is built with Super AMOLED Plus 6.7 inches display. The Snapdragon 730 processor is good enough for any online meetings/classes and web browsing. This is support further by 8GB RAM and 128GB UFS 2.1. All these hardware combinations are able to provide a smooth and long-lasting user experience with 4500 mAh battery power. Snapdragon 730 is a mid-range performance processor. During my usage, it did not heat up during gameplay or long hour YouTube browsing. It does feel slightly lagging for 0.01 sec

The free and easy method to understand Facebook Instagram WhatsApp Marketing

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If you are leaving in the same region as I do, I am very sure that you have a Facebook or Instagram or WhatsApp account. We know that the company Facebook collects our personal data for marketing purposes; but, can you avoid it? Today, we are not talking about how to hide your digital footprints. I shall find another time to talk about cover your digital tracks using VPN. Today, I am going to share with you how to learn Facebook Marketing, Instagram Marketing and WhatsApp marketing for free, officially from Facebook. Yes! It is free!  First, if you want to learn for fun and free, then you can go to Facebook Blueprint . I never count but I am sure there are more than enough bite-size courses for you. Those courses start from a very basic level up to a more professional level. Second, if you prefer a more structural way of learning, then you can go to Facebook Blueprint Certification . The courses are arranged in a very structural way from associate level up to technical level for profes

Huawei Mate 20 vs Huawei Mate 30, obviously I will buy Mate 20

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Huawei Mate 30 was launch in the year 2019 and it was another groundbreaking innovation (after Huawei P30 Pro) during that time because Huawei decided to use RYB sensor compare to a normal RGB sensor in the camera hardware set up. There is this website explaining the RYB mechanism from  MobileGeeks Anyway, this is regarding a comparison between Huawei Mate 20 vs Huawei Mate 30. The reason is that Mate 30 is a great upgrade from Mate 20, BUT unfortunately, Mate 30 is the first smartphone from Huawei without Google Mobile Service support.  Indirectly help the comparison because it is pure hardware comparison on the camera specs and user experiences.   I prepared a YouTube review and hope you like it. Please remember to follow me and look forward to see you soon.

养老,防老,还是你有什么妙计?你准备了吗?

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养老,防老,还是你有什么妙计?你准备了吗? 我有剪报的习惯。如果你想看到更多关于财务,经济和健康的报章,请你关注我噢。谢谢!

Are there any plans for elders more than 60 years old in the future?

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It is a journey from young till old and we die. But before we reach the final destination, there is another pretty long year (about 20 years) to live. We classified this category as post-retiree or we called them elderly or golden age. We label this group of people, but, do we have any plan in place for this group of people? A long time ago, when human life expectancy is short due to the health care system, wars and other social economy factor, we have the least concern for people who pass like 50 years old and above. The majority of them will have passed away due to illnesses or war. As we become more advance, people do live longer and when that happens (happening), what is their role in society? I like this infographic from Statistic Department  that separate 6 generations of the population in Malaysia. Mathematically, there will be around 5 million people will be age 60 and above after year 5 years later. These are the group if I would say, holding the most financial assets compared

人口老化,新生儿下降,都是先进国的征兆

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【剪报来自星洲日报】 我国人口老化的现象会来的太早吗?说好的Wawasan 2020高收入国家都泡汤了,就如“钱没了,人老了”接下来的那句“老婆跑了”,是否代表人才外流泛滥呢?

贫穷是一个恶性循环吗?

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【剪报来源 星洲日报 】 我相信没有人想贫穷。但是也不是说一定要钱多到花不完那种。只是,但一不小心陷入贫穷恶性循环,真的好像没有什么办法逃得掉。没有财力保持健康的生活,什么奇难杂症都会出现。 以前,我会怀疑”有钱能治白病“这句话。现在,我向现实低头了。有钱,能买跑步鞋运动保持健康,能买organic食物,能提升自己实力寻找更好的就业机会,还有很多。。。都是需要有一点点的钱。 改变吧。。。只有改变自己的思维才有机会改变未来。 谢谢你。我是Jarod,如果你喜欢我的blog,请记得subscribe和follow我的 Facebook Page 。

The most value for money medical insurance in Malaysia

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In this post, I am not talking about the best product nor the cheapest product. The best product is the product that works when you need to use it. The reason (for those who can afford it) will pay a higher premium price for certain goods and services because the consumer wants to ensure the product will work! In this post, I will point out that at this moment, based on surface-level research, this is my comparison and my findings. If you have a different opinion, please leave your comment and we can discuss it. Refer to my previous post , I listed almost 32 medical insurance that you can purchase in Malaysia. Then I perform my personal selection based on my current needs and present to you 9 companies with 9 products. Please remember there are much more benefits and features to be compared in each product, for example, some products do provide outpatient kidney dialysis with a limited amount but some products do not have a limit for this benefit. The comparison is ONLY focused on Annu

i-Sinar i-Lestar & i-Citra you are very lucky

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There have been 3 initiatives to withdrawal savings from your retirement account since the year 2020. I just want to quote the below statement from Free Malaysia . "He cited a recent statement by EPF chief executive Amir Hamzah Azizan that 6.3 million contributors or 42% of the total 15 million members now have less than RM10,000 in Account 1 while 9.3 million people have less than RM10,000 in Account 2." Now is mathematic time: 42% = 6.3 million contributors 100% = 15 millions contributors EPF fund size is RM 1 trillion now. Refer to The Edge Let's continue the maths and my personal assumption: I assume and round up the numbers of 15 million members has RM10,000 in Account 1, which follow the 70% and 30% split rato.  Therefore, total EPF account value for the 15 million members is: = Account 1 + Account 2  = [15,000,000 x RM10,000] + [15,000,000xRM4,285.71] = RM 214 billions Let's continue to the second group 9.3 million people have less than RM10,000 in Account 2 Th

3 ways to buy medical insurance in Malaysia

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Since I am getting older, I am very concerned about my medical insurance especially after age 60. In the past 10 years, the medical insurance premium or cost of insurance only keep going up, just like iPhone prices always go up and never come down. I spend some time searching the majority of the General Insurance companies and Life Insurance companies and finding out their medical insurance products. I will share with you the list and ways to buy their products. I need to clarify that I did not compare the products due to my personal reason and limitation. I am sharing this post because I want to help more people to find better ways to get themselves protected with insurance. There are 3 methods you can buy a medical insurance product in Malaysia. The 1st is through a life insurance agent or general insurance agent. This is the most common method because most of the time we do not wake up one day and feel the need to buy an insurance product. Most of the time, we are thankful to a hard

Shopee vs Lazada, no need to fight la

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Based on IPSOS's report ( LINK ), I am extremely curious about Shopee being a monopoly business model in the e-commerce platform, and yet no regulatory organization performs an anti-competition check on them. Why? In my personal opinion, the reason Shopee is dominating in the e-commerce platform because of the few following reasons: a. Money aka budget.  Look at the frequency the ads appear in your news feed on Facebook, Instagram, and online website. Look at the monthly promotion since 1.1, 2.2, 3.3, 4.4, 5.5, 6.6, 7.7, 8.8, 9.9, 10.10, 11.11 and 12.12. It is an absolute advantage for Shopee to dominance these important dates. But, I believe Shopee might have overdone it. But who am I to comment on a company that achieves more than 80% market share? b. Seller recruitment and new user This is a very tricky situation because it is about demand and supply. This is the same challenge for all business models who runs a platform business. The only way the business can survive is to have

毕业就是开始失业,是对的

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今年如果有7.5万人毕业加上各大领域都收紧腰带,不裁员已经是谢天谢地。那么,增员呢?如果年轻的一代都是只有文凭一张纸,是否能满足职场上的需求呢?年轻人,加油吧!我相信一代比一代强。

How to install Harmony OS 2.0

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One of the hot topics in the smartphone or tech world now is Harmony OS. In the world outside of China, we can't install or upgrade Huawei phones to Harmony OS. But this YouTuber ( WhatGear ) in this video ( YouTube ) found a way to install Harmony OS into his phone. But there is a missing link on the apk file. I manage to find the apk file and host in WeTransfer. ( Link ) If the link expired, please leave a comment below so that I can update the link again. If you manage to install Harmony OS, please give credit to the YouTuber ( WhatGear )

How to monitor your kids screen time

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Let's cut the crap, you want to do either one of the actions mentioned below, then please continue to read yo! Your kids have a digital device(s) (pc, mac, smartphone, or tablet) 1. You want to know what he/she do with the device. 2. You want to control his/her online internet timing 3. You want to block certain software/app 4. You want to manage the time usage on particular software/app I need to warn you that this is a lengthy post and I did my best to summarize it into few categories for you. Option 1: Parental Control using WIFI Router. Most of the routers will have parental control function. The differences are user-friendly and functionality between different brands and within the different brands with different models. You need to log in to your wifi router to configure parental control. The function that you can do with the router are as below and depending on your router. a. Setting a profile i.e. Child. Then within this profile, you can filter the website that allows visi

Facebook is charging you soon

When we use social platforms for free, no one complaints about it. When the personal data leaks, we just silently bite the bullet and change the login password. When social media platforms start charging a subscription fee, how would you react? Pay and use or quit and change? I am not a pro-Facebook nor any pro-WeChat person here. I am merely stating the facts for blogging purposes: mIRC - launch in 1988, died. ICQ - Launch in1996, died. Friendster - Launch in 2002, died. LinkedIn - Launch in 2003, Microsoft bought over, surviving and becoming like a Business KOL platform + job hunting. I think if not because Microsoft bought over, it will end too. Myspace - Launch in 2003 and died. Facebook - Lanch in 2005, surviving. Flickr - Launch in 2004, bought over by Yahoo and then now from free services change to subscription. Reddit, Launch in 2005 and surviving. Twitter - Launch in 2006 and surviving. Soon will start charging. Weibo - or called Sina Weibo launch in 2009. Free services + memb

I am a half certified(registered) Financial Planner, yet

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Few months of effort (serious, part-time study for working adults is as tough or more thought compare to teenagers) and commitment to study a few hours every day requires strong will with some craziness.  However, thank you to all the support from people around me, I manage to do it. This is not the end as I continue the lifelong learning journey. Why choose Register Financial Planner ( MPFC )? I started my career in this industry 19 years ago and today I want to borrow a quote from Jack Ma that said "...when you reach 40, no more confusion and do what you do best.." I am not the best in the industry, but with the number of experiences from the front line to the back office, I believe this will be the area I will continue to explore. Anyway, I still need to wait for my final exam result, which includes a project paper marked by the examiner. The result will be announced in September. So, I will tentatively call myself an unofficially certified Register Financial Planner :P p/

FREE Personal Credit Report Plus

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The Law of the universe is that the matter that we focus and give energy to, will grow. Most of us have a particular interest in financial aka money. If you share the same interest like I do, then, you know that the fundamental of financial planning is to know where you are now and set a target for yourself to achieve your financial goal. I attended a Financial Talk organized by MFPC and they are giving away a free personal credit report via My Credit Info. The free financial report will come with the following information if any, Experian i-SCORE (Credit Score Banking Information (CCRIS) Skim Potong Gaji Angkasa (SPGA) PTPTN Trade References (Non-Banking Info) Litigation History, etc You need to do the following in order to get this report for free: 1. Sign up an account with My Credit Info  https://www.mycreditinfo.com.my 2. Verify your account by submitting your NRIC. According to the website, it will take 3 working days. 3. Once verify, please contact me private message me on my Fa

Redmi Note 10 pro Conclusion

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If you are looking for a mid-range that take a good photo without any over post-processing, consistent performance and also good price range, look no further, Redmi Note 10 Pro (international version) is for you. Redmi Note 10 Pro was launch alongside the Mi 11 Lite with a few weeks difference. I wonder does Xiaomi & Redmi really do have any sync in the product launching calendar and also are targeting the same segment of customers. Anyway, I really like this model because of its camera and stable gaming performance too. However, you can go to Mi 11 Lite's camera comparison here and if you have any preference on either one of the smartphones, please leave a comment in the video or you in this blog post =)

100人中18人患有忧郁症

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以上载图来自星洲日报。 链接 。 现代文明病,忧郁症。我的个人看法是。。。它就如您暗恋的情况一样,只有您知道,没有人懂。您又不会如何说出口。因为,说了出了,就不是暗恋了。 在大马,如果您购买了医疗保险,忧郁症是不受保的。为啥?以为,对于公司管理风险来说,忧郁症的变数太大了。可能导致死亡,永久性全残,自残,等等。 最近几年,各保险公司都有推出了保障类似精神病有关的特别保障利益。例如产后忧郁症。但是您觉得,您需要如此特别的保障吗?如果您怀疑本身患上忧郁症,您会去寻求治疗吗?请留言分享

买保险可以代替遗产规划吗?

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以上是星洲日报的剪报。 网络链接 。 财务规划中的重要元素之一是遗产规划。什么是遗产规划?这意味着您去世后如何分配您的资产。 从数学来说,如果有人将$ 1,000,000的资产留给了他/她的家人。他的继承人必须继承税以接受这笔遗产。在某些国家,遗产税率可高达50%。因此,$ 1,000,000-$ 500,000 = $ 500,000。更重要的是,此人需要以现金支付继承税!!!! 您有更好的解决方案吗?请在下面发表评论

Samsung S10 Lite - Super Steady or Super Blur

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  Samsung S10 lite is a 2 years old phone now in the market. Nevertheless, I am still interested to try out this phone because of it's processor is Snapdragon 855. It is not easily be found in the used market but I found this used set from https://www.carousell.com.my and I bought it to try out the phone and share my user experiences with you.  I like technology and I purchased the item for personal usage. Please continue to support me by LIKE, SHARE and FOLLOW my channel. Thanks!

Apple big intention is to get all your money

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In my personal definition, marketing used to be like a bridge connecting the customer and company and facilitate a better "transaction" process. Look at #Apple and after a decade without Steve Jobs, they still able to deliver the product marketing message in an amazing way. But look deeper, do you know that Apple has a bigger intention? With the latest iPad Pro with M1 chip launch this week, I have the urge to change back to Apple Ecosystem. Let me explain to you what is the impact of using M1 chip on a tablet (and soon I predict, it will be on the future generation of iPhone). Imagine that you are putting a computer chip into a tablet. Let's assume that the chip does not consume high electrical power and also does not generate extreme heat. That is how power is the M1. Technically speaking, iPad Pro 4th generation is as powerful as Macbook Air 2020, Macbook Pro 13" 2020 and Mac Mini 2020. Crazy right? Previously, these product lines use different chips, i.e iPhone &

Mi 11 Lite - The right phone at the right price

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When the world is expecting a flagship killer kinda phone from Xiaomi aka Redmi series, the company release another version Mi 11 Lite aka 米11青春版 aka Mi 11 Youth version. The price range in Malaysia for Redmi Note 10 Pro vs Mi 11 Lite is different by RM100 for the almost similar hardware spec. It is suppose to be a very difficult choice. But, some how that due to limited supply of Redmi Note 10 Pro in the market, Mi 11 Lite sold like hot cakes.  Overall, I kinda like Mi 11 Lite if I imagine myself compare to the real Redmi Note 10 pro is the weight. 155g really feel weightless in your hand. I found this used set from https://www.carousell.com.my and I bought it to try out the phone and share my user experiences with you.  I like technology and I purchased the item for personal usage. Please continue to support me by LIKE, SHARE and FOLLOW my channel. Thanks!

Samsung Galaxy Fit2 Open Box

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Apple Watch is not the 1st wearable in the market, but the wearable market is popularized by Apple Watch. Until today, I still can not accept the price range for a wearable that is more than RM1,000 and you need to charge it almost every day.  If you are buying a wearable / smartwatch, which one will you choose. Xiaomi Mi Band 5? The cheap and good or other brand? I bought a new unit Samsung Galaxy Fit2 from https://www.carousell.com.my and do a few day test on this new gadget that within my budge range. Not forgetting to tell you that I am wearing Honor Band 4 which served me well on tracking and notification alert. I like technology and I purchased the item for personal usage. Please continue to support me by LIKE, SHARE and FOLLOW my channel. Thanks!  

So many rich Malaysian!!

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You got to give lots of love to this country especially when people are sprinkling RM1 notes on the street for popularity. As of today (17th April 2021), there is 64k views on this video. If I count the ROI, RM0.15 per view is actually worth it? Do you think so? Please leave your comment. But in actually fact by professional from Knight Frank in this report at The Edge, we are really that rich now and more will become richer in the next 5 years. Knight Frank Malaysia managing director Sarkunan Subramaniam highlighted that Malaysia saw an 8% increase in high-net-worth individuals (HNWIs) between 2015 and 2020. “Despite the decrease of 8.3% from 2019 to 2020 that was possibly caused by the uncertainties during the pandemic period, we foresee there will be a significant recovery of 36% [in terms of HNWIs in Malaysia] in the upcoming five years.” So what is your number at this moment?

If there is a second wave of economy crash

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Property market bubble is a common term since...2017? I forget but every year I heard that the bubble is going to burst. But in actual fact, it did not burst and it just keeps on going bigger (just like the US economy bubble) But this article is one of the best so far by  Pankaj C Kumar  regarding Malaysia property market.  source  A RM101bil burden Did you invest in property? Leave your comment below.

It is too late now to buy REITs

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REITs is one of the investments that have almost the same return as rental income. I repeat, almost the same as rental income, BUT not property investment. You need to differentiate between both. Rental income is for a stream of income and whereby property investment is for capital gain. There are few write up published by the local newspapers, i.e  REITs – is the worst over?  ,  REITs sector poised for a strong comeback  and  REITs remain a good bet During 2020 whereby shopping mall and offices rental income is badly affected, REITs prices have dropped. However, the price started to regain lost ground. I made a simple chart for a few REITs that have high dividend yield, low PE, and high ROE. Although the date when I prepared this chart was in February, most of the information still maintain relevant at the moment. Hope you can use it as a good reference only for your own research purpose. #jpost #financialplanning #investmentplanning #REITs

What is the main factor to consider before you buy a smartphone?

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  When you want to buy a phone, one of the important factors to consider is software support. For example, the Operation System upgrade and also the app itself upgrade. I am getting used to Huawei EMUI OS because it is very similar to iOS and also MIUI. Today I am going to show you EMUI 10.1 vs EMUI 11. A simple demo that upgrading is always better and it is important to buy a phone from a manufacturer that always supports future upgrades. Enjoy! #huawei #emui10 #emui11 #mate20

New Norm New Opportunity

2020 was not a pandemic year, but rather a wake-up call year and time-to-change year. We used to hear that transformation takes years to complete, digitalization business process almost take forever and the business transition was slow like evolution. But year 2020, everything happens in a blink of an eye for the good and worst. For some, 2020 was an amazing year, i.e. Grab, Shopee, and electronic gadgets. For some, 2020 was a deadly knockout to the business, i.e airline, hotel, tourism, and some international education. Seminars and events are almost completely transformed into online streaming events. Instead of physical meeting, virtual event is more common now to reduce the risk of spreading the virus. If we locked down ourselves at home for the past 2020, technically, there is no difference compared with serving our time in jail. In fact, worst of because we still need to work out axx off to pay bills. I took a leap of faith and start something else and I pray that I have the stre

More expensive smartphone! Get ready to sell more kidneys

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 If you believe smartphone like iPhone 12 Pro, Samsung S21 Ultra and Vivo Find X Pro are expensive that require you to sell kidney to get either one of them, then please be prepared to sell more organs as smartphone will increases again!   Reported from Tweaktown and also Lowyat.net Photo from flation

Hot money flushing into the market!

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When the interest rate is so low, where do you invest your money (it proves that there is a group of Malaysia that is still experiencing a surplus of cash flow) and equity market is the "easy" way. But does it work by investing blindly based on IPO prospectus and positive news? Please share with me your view. #jpost #ipo #financialplanning

M Pen 2 Open Box

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Malaysia High Income Country?

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Are we moving towards the high-income countries or just another rich become richer and poor become a poorer country? It is always interesting to know that how wealth is distributed in the economy and how the government maintains a balance of it. If you want to know more about this report, I suggest you refer to https://www.worldbank.org/en/country/malaysia/publication/aiminghighmalaysia to download the report. This report provides more insight rather than just a snap shot of the graph and news headline. I am always more interested to know how does education and financial planning play a role in helping the society to manage their wealth in the modern economy. Money has become a number and the true value of money is no longer same as used to be. Please read more about "fiat money". What is your thought? #jpost #financialplanning

Samsung S10 Lite Super Steady or Super Blur

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Samsung S10 Lite is the 1st attempt from Samsung to create a "lite" version from the flagship series in order to capture the market. Basically, there is 3 major broad segment of the market, which is low, middle and high. However, Due to aggressive competition, each smartphone manufacturer is pushing their product into the super high-end segment. Therefore, (I think) Samsung create a new product category which I called the sub-premier segment. For example, the S10 series was the flagship branding and Samsung creates S10 Lite. At the time I write this, Samsung did create S20 FE and also Note 10 lite. Rumours also mentioned S21 FE is around the corner. You get the idea. Now, let's focus on this S10 lite in the year 2020. I was looking for it because it is powered by Snapdragon 855 which is always superior to the Exynos process with the same grade and of course the camera with a marketing position, Super Optical Image Stabilisation. Here is my full review on the camera. Overa

Registered Financial Planner Capstone Program

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  I passed my RFP Module 1 and Module 2 in 2004. I think is time now to complete the whole course and get myself certified. Wish me luck! #jpost #jphoto #rfp #financialplanning

My Introduction

Who am I? Hi, my name is Jarod Lee and welcome to my channel. Who am I? It does not matter who I was, but it is more important who I want to become and what is the purpose for me to do this. If you are interested in my past, you can check out my social media profile here. These 4 profiles are the oldest profile I created. LinkedIN - https://bit.ly/3w2db7V Facebook Page - http://bit.ly/2SCr2ir Twitter - https://bit.ly/3w3Z3el Instagram - https://www.instagram.com/jarodleeblog What are the topics you would like to share? There are 3 main topics that I want to share with you are related to my professional working experiences and my hobbies. The 1st topic is related to financial matters and I want to share my experiences on money matters with you because that is my professional career at this moment. The 2nd topic that I want to share is related to technology and 3C (computer, communication, and consumer electronic) products. The 3rd topic is related to my life experiences.  It could be a