Financial Planning only for the rich?

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I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. When you receive an income, pay yourself first. What does this mean? It means paying yourself first as a saving for the future or a sum of money you set aside for a purpose, such as savings, buying a toy, buying something, a holiday, etc. We do have to remember one of the reasons we work is to enjoy life. You will develop such a habit and high discipline as time goes by. Today, I meet a person who save a small of money for years so that he can buy a Microsoft Surface Pro 7 for his wife. It struck me when he hand me a stack of hard cold cash. I told him that I received his payment with a heavy heart. I can feel the sincerity and the high self-discipline over the years that he save enough money to buy this item. I wish him the best

Vlogging using smartphone or mirrorless camera

When I started to vlog, one of the challenges I faced is capturing good quality video. This is really come down to the hardware set-up. 

In order to capture good quality video, there are 2 important types of equipment, which is the camera and the lighting. Once upon a time, I was into DSLR photography and I quit this hobby for almost 10 years. Now it is time to pick up the knowledge and skill to be applied in my vlogging journey.

I didn't want to buy a separate camera because I want to keep everything in the smartphone ecosystem. But, I also want to test this and share my experiences with you. I want to test the video quality using a mirrorless camera compared to the same price range smartphone. At the moment, I am using Samsung Galaxy A72 as my daily driver and I just bought a Sony A5000 with kit lens 15-50mm OSS. I also just bought a Meike MK-35mm f1.7 lens with manual focus.


Besides having a decent video recording device, I need to set up the lighting properly. This is another challenge to me because I do not have a dedicated working place for vlogging, i.e a shooting room. My lighting setup changes frequently.  Therefore, I can not produce a consistent video quality (which upset me a lot).

Anyway, here is the comparison and share with me your thought in the comment below. Once again, if you like the content that I provide, please remember to follow me and I look forward to seeing you soon.

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