Financial Planning only for the rich?

I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. When you receive an income, pay yourself first. What does this mean? It means paying yourself first as a saving for the future or a sum of money you set aside for a purpose, such as savings, buying a toy, buying something, a holiday, etc. We do have to remember one of the reasons we work is to enjoy life. You will develop such a habit and high discipline as time goes by. Today, I meet a person who save a small of money for years so that he can buy a Microsoft Surface Pro 7 for his wife. It struck me when he hand me a stack of hard cold cash. I told him that I received his payment with a heavy heart. I can feel the sincerity and the high self-discipline over the years that he save enough money to buy this item. I wish him the best

More than 3 ways to use your smartphone as webcam

Webcam, from a very non-essential hardware feature in laptops, has become one of the critical features during Work From Home in the years 2020 and 2021. Hopefully, this will not continue in 2022, but nevertheless, the corporates are talking about a hybrid working model and seem like Work From Home has become permanent.
Whether you are using it for meetings, conducting live streaming and vlogging, let me share my experiences with you with my experiences on setting up your smartphone as a webcam.
Basically, there are few ways to show your handsome or pretty face. They are:
1. Using a webcam and plug it into your computer directly.
2. Using a smartphone or digital camera and plug it into your computer + connect using a software
3. Connect your webcam, smartphone or digital camera using software to enhance the effect.
I tested 2 software, which is DroidCam X and Xsplit Vcam. You can download DroidCam X from here and you can download Xsplit Vcam here
If you want to know more about the image quality from this testing, please watch my YouTube video.
Once again, if you like the content that I provide, please remember to follow me and I look forward to seeing you soon.


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