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Showing posts from May, 2021

The longest distance between knowing it and doing it.

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We never lack knowledge and information because there are 800 million videos and 37 million channels on YouTube. I am very sure you can find any answer on YouTube except those illegal topics. Therefore, what is the distance between knowing something and doing it? The length of the distance is measured by the amount of willingness. In short, how badly you want it. The distance does not change according to the amount of desire, but in perspective, it does feel shorter. We might be knowing too much and that knowledge might stop us from doing it. Knowledge becomes a burden in this context. But without knowledge, we are flying blindly into the unknown. The solution is to learn from others' experiences. That is a much smarter way to learn and remember to do it.

Facebook is charging you soon

When we use social platforms for free, no one complaints about it. When the personal data leaks, we just silently bite the bullet and change the login password. When social media platforms start charging a subscription fee, how would you react? Pay and use or quit and change? I am not a pro-Facebook nor any pro-WeChat person here. I am merely stating the facts for blogging purposes: mIRC - launch in 1988, died. ICQ - Launch in1996, died. Friendster - Launch in 2002, died. LinkedIn - Launch in 2003, Microsoft bought over, surviving and becoming like a Business KOL platform + job hunting. I think if not because Microsoft bought over, it will end too. Myspace - Launch in 2003 and died. Facebook - Lanch in 2005, surviving. Flickr - Launch in 2004, bought over by Yahoo and then now from free services change to subscription. Reddit, Launch in 2005 and surviving. Twitter - Launch in 2006 and surviving. Soon will start charging. Weibo - or called Sina Weibo launch in 2009. Free services + memb

I am a half certified(registered) Financial Planner, yet

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Few months of effort (serious, part-time study for working adults is as tough or more thought compare to teenagers) and commitment to study a few hours every day requires strong will with some craziness.  However, thank you to all the support from people around me, I manage to do it. This is not the end as I continue the lifelong learning journey. Why choose Register Financial Planner ( MPFC )? I started my career in this industry 19 years ago and today I want to borrow a quote from Jack Ma that said "...when you reach 40, no more confusion and do what you do best.." I am not the best in the industry, but with the number of experiences from the front line to the back office, I believe this will be the area I will continue to explore. Anyway, I still need to wait for my final exam result, which includes a project paper marked by the examiner. The result will be announced in September. So, I will tentatively call myself an unofficially certified Register Financial Planner :P p/

FREE Personal Credit Report Plus

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The Law of the universe is that the matter that we focus and give energy to, will grow. Most of us have a particular interest in financial aka money. If you share the same interest like I do, then, you know that the fundamental of financial planning is to know where you are now and set a target for yourself to achieve your financial goal. I attended a Financial Talk organized by MFPC and they are giving away a free personal credit report via My Credit Info. The free financial report will come with the following information if any, Experian i-SCORE (Credit Score Banking Information (CCRIS) Skim Potong Gaji Angkasa (SPGA) PTPTN Trade References (Non-Banking Info) Litigation History, etc You need to do the following in order to get this report for free: 1. Sign up an account with My Credit Info  https://www.mycreditinfo.com.my 2. Verify your account by submitting your NRIC. According to the website, it will take 3 working days. 3. Once verify, please contact me private message me on my Fa

Redmi Note 10 pro Conclusion

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If you are looking for a mid-range that take a good photo without any over post-processing, consistent performance and also good price range, look no further, Redmi Note 10 Pro (international version) is for you. Redmi Note 10 Pro was launch alongside the Mi 11 Lite with a few weeks difference. I wonder does Xiaomi & Redmi really do have any sync in the product launching calendar and also are targeting the same segment of customers. Anyway, I really like this model because of its camera and stable gaming performance too. However, you can go to Mi 11 Lite's camera comparison here and if you have any preference on either one of the smartphones, please leave a comment in the video or you in this blog post =)

100人中18人患有忧郁症

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以上载图来自星洲日报。 链接 。 现代文明病,忧郁症。我的个人看法是。。。它就如您暗恋的情况一样,只有您知道,没有人懂。您又不会如何说出口。因为,说了出了,就不是暗恋了。 在大马,如果您购买了医疗保险,忧郁症是不受保的。为啥?以为,对于公司管理风险来说,忧郁症的变数太大了。可能导致死亡,永久性全残,自残,等等。 最近几年,各保险公司都有推出了保障类似精神病有关的特别保障利益。例如产后忧郁症。但是您觉得,您需要如此特别的保障吗?如果您怀疑本身患上忧郁症,您会去寻求治疗吗?请留言分享

买保险可以代替遗产规划吗?

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以上是星洲日报的剪报。 网络链接 。 财务规划中的重要元素之一是遗产规划。什么是遗产规划?这意味着您去世后如何分配您的资产。 从数学来说,如果有人将$ 1,000,000的资产留给了他/她的家人。他的继承人必须继承税以接受这笔遗产。在某些国家,遗产税率可高达50%。因此,$ 1,000,000-$ 500,000 = $ 500,000。更重要的是,此人需要以现金支付继承税!!!! 您有更好的解决方案吗?请在下面发表评论