The longest distance between knowing it and doing it.

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We never lack knowledge and information because there are 800 million videos and 37 million channels on YouTube. I am very sure you can find any answer on YouTube except those illegal topics. Therefore, what is the distance between knowing something and doing it? The length of the distance is measured by the amount of willingness. In short, how badly you want it. The distance does not change according to the amount of desire, but in perspective, it does feel shorter. We might be knowing too much and that knowledge might stop us from doing it. Knowledge becomes a burden in this context. But without knowledge, we are flying blindly into the unknown. The solution is to learn from others' experiences. That is a much smarter way to learn and remember to do it.

FREE Personal Credit Report Plus


The Law of the universe is that the matter that we focus and give energy to, will grow. Most of us have a particular interest in financial aka money. If you share the same interest like I do, then, you know that the fundamental of financial planning is to know where you are now and set a target for yourself to achieve your financial goal.

I attended a Financial Talk organized by MFPC and they are giving away a free personal credit report via My Credit Info. The free financial report will come with the following information if any,

  • Experian i-SCORE (Credit Score
  • Banking Information (CCRIS)
  • Skim Potong Gaji Angkasa (SPGA)
  • PTPTN
  • Trade References (Non-Banking Info)
  • Litigation History, etc
You need to do the following in order to get this report for free:
1. Sign up an account with My Credit Info https://www.mycreditinfo.com.my
2. Verify your account by submitting your NRIC. According to the website, it will take 3 working days.
3. Once verify, please contact me private message me on my Facebook Page and I shall send you the promo code. Hurry up, the promo code is valid until 04/06/2021 only

Here is the sample of the report : https://www.mycreditinfo.com.my/index.php/home/viewSampleReport/PCRP

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