买保险可以代替遗产规划吗？

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以上是星洲日报的剪报。网络链接。

财务规划中的重要元素之一是遗产规划。什么是遗产规划？这意味着您去世后如何分配您的资产。

从数学来说，如果有人将$ 1,000,000的资产留给了他/她的家人。他的继承人必须继承税以接受这笔遗产。在某些国家，遗产税率可高达50％。因此，$ 1,000,000-$ 500,000 = $ 500,000。更重要的是，此人需要以现金支付继承税！！！！

您有更好的解决方案吗？请在下面发表评论

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