Financial Planning only for the rich?

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I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. When you receive an income, pay yourself first. What does this mean? It means paying yourself first as a saving for the future or a sum of money you set aside for a purpose, such as savings, buying a toy, buying something, a holiday, etc. We do have to remember one of the reasons we work is to enjoy life. You will develop such a habit and high discipline as time goes by. Today, I meet a person who save a small of money for years so that he can buy a Microsoft Surface Pro 7 for his wife. It struck me when he hand me a stack of hard cold cash. I told him that I received his payment with a heavy heart. I can feel the sincerity and the high self-discipline over the years that he save enough money to buy this item. I wish him the best

贫穷是一个恶性循环吗?

【剪报来源星洲日报

我相信没有人想贫穷。但是也不是说一定要钱多到花不完那种。只是,但一不小心陷入贫穷恶性循环,真的好像没有什么办法逃得掉。没有财力保持健康的生活,什么奇难杂症都会出现。

以前,我会怀疑”有钱能治白病“这句话。现在,我向现实低头了。有钱,能买跑步鞋运动保持健康,能买organic食物,能提升自己实力寻找更好的就业机会,还有很多。。。都是需要有一点点的钱。

改变吧。。。只有改变自己的思维才有机会改变未来。

谢谢你。我是Jarod,如果你喜欢我的blog,请记得subscribe和follow我的Facebook Page

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