Studying Hard vs Financial Planning

I recently had a conversation with a university friend whom I hadn't met in 25 years. During our conversation, my friend, who has two children, mentioned an intriguing question asked by one of their children: "Why should we study so hard when the government approves a minimum wage starting at RM 1,500 per month?" My friend was stunned by this question, and I couldn't help but smile. Determining Your Future Salary The real question to ask is, "How much will be your last drawn salary if you start with RM 1,500 per month now?" Let's assume you begin working at age 20 and plan to retire at age 60, giving you 40 years of working life. For the sake of simplicity, we'll assume a permanent annual salary increase of 4%. The answer is that your last drawn salary upon retirement at age 60 will be RM 7,201.50 per month! In contrast, considering an article that suggests a fresh graduate's starting salary will be RM 2,500, and assuming a permanent increase of

How to start create content?

A Content creator is one of the hot jobs or most wanted careers for the new generation. When compared to my time, the most common career when asked by the teacher is doctor, lawyer, teacher, businessman. Here is a simple 3 steps to start your content creation journey.

1. Find out what is your interest a.k.a hobby a.k.a passion?
Content creation is one of the extreme brain drain processes (for me). If you do not have any obvious interest, hobby or passion; this will be even more difficult. Creativity juice flows the best when we are in a relaxed and happy mood. By forcing it, it will not work so well. Just do what you like to do and be happy about it (and earn some passive income)

2. Find the same people on social media platforms whether is on Facebook, Instagram, YoutTube or even the latest and greatest TikTok and observe their best practice.
Luckily, there are pioneers in this area. We do not need to re-invent the wheel and start again. Content creation format is something that will change from time to time based on society interests. Once upon a time, it was picture format, then more on the video and now is a short video. Who knows what will be in the future. But one element that did not change is the content. The spirit of the content is you and your interest. So, find someone who shares the same interest as you and learns from the best. I am pretty sure when you become one of the best, they will follow you too!

3. Start creating using your own style.
Every master once a student. Please do not be afraid of making mistakes (actually, there is no mistake, only learning experiences). Just do it! I admit this part takes lots of guts. As Master Yoda said, I can only show you the way, you need to open the door by yourself. So start creating and have fun about it.

I love technology and marketing. If you like the content I am creating, please remember to follow me so that you will get notified of my next post. See you next time!


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