Studying Hard vs Financial Planning

I recently had a conversation with a university friend whom I hadn't met in 25 years. During our conversation, my friend, who has two children, mentioned an intriguing question asked by one of their children: "Why should we study so hard when the government approves a minimum wage starting at RM 1,500 per month?" My friend was stunned by this question, and I couldn't help but smile. Determining Your Future Salary The real question to ask is, "How much will be your last drawn salary if you start with RM 1,500 per month now?" Let's assume you begin working at age 20 and plan to retire at age 60, giving you 40 years of working life. For the sake of simplicity, we'll assume a permanent annual salary increase of 4%. The answer is that your last drawn salary upon retirement at age 60 will be RM 7,201.50 per month! In contrast, considering an article that suggests a fresh graduate's starting salary will be RM 2,500, and assuming a permanent increase of

Back to the starting point

Today is 1st December 2022. About 12 months ago, it was a simple choice for me to make. Either to change again or just get comfortable.

In the beginning, it is straight to the battlefield assignment. Time passes so fast and I can't remember all the details. But I do remember those moments when adrenaline pumps into your blood vessel, those are the moments that take my breath away.

Although it has been 1 year has passed, this is just the beginning and I admit there are some rough edges in the program. But, I am very fortunate to have those whose who supported me initially. If I did not tag you in this post, please pardon me because there are more than 700 learners who supported the program. Once again, this program is a first of its kind for the industry and focuses on education and sharing experiences. In the end, is up to the learners who have the discipline to apply the knowledge.

I must say thank you to those who provide us feedback on the program. At the time I am writing this, I am enhancing the program according to your feedback. The design concept for this program is practical by default, fun by design, and customised for you.

I look forward to meeting you again on this wonderful journey to discover the magic of social media marketing.


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