Financial Planning only for the rich?

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I was fortunate to join the financial industry when I graduated. I learn a lot about financial planning and management knowledge and practice some of it. I want to share with you today one rule that I have practised since then, which is to pay yourself first. When you receive an income, pay yourself first. What does this mean? It means paying yourself first as a saving for the future or a sum of money you set aside for a purpose, such as savings, buying a toy, buying something, a holiday, etc. We do have to remember one of the reasons we work is to enjoy life. You will develop such a habit and high discipline as time goes by. Today, I meet a person who save a small of money for years so that he can buy a Microsoft Surface Pro 7 for his wife. It struck me when he hand me a stack of hard cold cash. I told him that I received his payment with a heavy heart. I can feel the sincerity and the high self-discipline over the years that he save enough money to buy this item. I wish him the best

Ugreen X6 ANC Wireless Bud - Affordable and good earphone

Thanks to Apple removing the 3.5mm headphone jack on the smartphone, iPhone 7 plus and above, most of the smartphones do not have a built-in 3.5mm jack anymore. Fro that domino effect, there is a surge of wireless earphone demand and supply in the market. In actual fact, those companies that are not originally earphone suppliers did put a foot into this market and start producing accessories around the smartphones. One of the companies is Ugreen. 

I bought a Ugreen X6 ANC Wireless Bud below market price and test out for review. At the moment I am preparing this content, I have been using it for months and I am pretty happy with it in terms of the price point, battery life and sound quality. Please watch this video to know more.


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