Studying Hard vs Financial Planning

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I recently had a conversation with a university friend whom I hadn't met in 25 years. During our conversation, my friend, who has two children, mentioned an intriguing question asked by one of their children: "Why should we study so hard when the government approves a minimum wage starting at RM 1,500 per month?" My friend was stunned by this question, and I couldn't help but smile. Determining Your Future Salary The real question to ask is, "How much will be your last drawn salary if you start with RM 1,500 per month now?" Let's assume you begin working at age 20 and plan to retire at age 60, giving you 40 years of working life. For the sake of simplicity, we'll assume a permanent annual salary increase of 4%. The answer is that your last drawn salary upon retirement at age 60 will be RM 7,201.50 per month! In contrast, considering an article that suggests a fresh graduate's starting salary will be RM 2,500, and assuming a permanent increase of

Samsung S10 Lite Super Steady or Super Blur

Samsung S10 Lite is the 1st attempt from Samsung to create a "lite" version from the flagship series in order to capture the market. Basically, there is 3 major broad segment of the market, which is low, middle and high. However, Due to aggressive competition, each smartphone manufacturer is pushing their product into the super high-end segment. Therefore, (I think) Samsung create a new product category which I called the sub-premier segment. For example, the S10 series was the flagship branding and Samsung creates S10 Lite. At the time I write this, Samsung did create S20 FE and also Note 10 lite. Rumours also mentioned S21 FE is around the corner. You get the idea.

Now, let's focus on this S10 lite in the year 2020. I was looking for it because it is powered by Snapdragon 855 which is always superior to the Exynos process with the same grade and of course the camera with a marketing position, Super Optical Image Stabilisation. Here is my full review on the camera.

Overall, if you can find this unit in the market, it is recommended to buy. However, if you are very particular about the camera performance, then this Super OIS will disappoint you compare to the latest mid-range smartphone in the market, such as Oppo or Xiaomi whereby those mid-range smartphones will offer dollar-to-value features and performance.
That's all from me and thank you for reading.

Comments

  1. I generally check this kind of article and I found your article which is related to my interest. Genuinely it is good and instructive information,samsung galaxy s10 plus replacement screen Thankful to you for sharing an article like this.

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